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This web site is about smart personal finance and how to save money and fight the cost of living. You'll learn about an amazing $10 ebook that was first crafted in 2005 and then updated in 2008, at the suggestion of readers of the well-known personal finance and investment web site www.urbansurvival.com by it's creator George Ure.
With the global economy teetering on the brink of collapse, this ebook will give you new ideas: whether you're on the verge a home foreclosure, buying a home, or even looking at used car prices - in any economic decision-making you plan to undertake, this book is a great resource. It's more than just a list of ways of 'how to save money' or 'reduce your personal cost of living': It's a different way of thinking about economic aspects of your life, your retirement plan, and all areas of personal finance! Will you save money if you implement the ideas in this ebook? Of course! But more importantly, you'll learn more about how to think for yourself about money and personal finance in new and useful ways!
Readers of UrbanSurvival.com said there was a need for an ebook that would lay out a path that would not only help a person develop the habit of thrift and thereby would allow them to save money for a down payment on a home or property, but a book that would go beyond that and would give a clear roadmap to financial independence for those who are willing to undertake the journey.
This amazing ebook, that has already sold thousands of copies, can be yours in the next few minutes for just $10.00! We urge you to act now.
Immediate Electronic Delivery
As soon as you order, you'll receive a secure download link to receive the book. Please note: Before ordering, make sure your email address is correct with PayPal because that's the email address that the download instructions and your personal secure link will be delivered to.
To begin with, the book is NOT simply a listing of ways to save money. What Ure describes in the book is a systematic way of viewing life as seven major support systems. He then explains how to spend the least - to get the most - from each of these areas of Life.
From there, the book lists specific action-steps that a motivated person can take to break their spending habits. Obviously, one way it to catalog how to save money, but there's a larger framework to be passed on and this ebook delivers!
This might be a bit uncomfortable for you to think about, but much of how you spend your money is "programmed into your behavior". If you don't believe it, just ask why are major corporations spending billions of dollars to entice you to buy things you might live very well without?
Look at the book's table of contents:
Table of Contents ................................................................................................................ 2
Preface to the Second Edition ............................................................................................. 4
Introduction ......................................................................................................................... 6
Mindset Is Hardest .............................................................................................................. 6
A California Example ......................................................................................................... 7
Learning from Ratios .......................................................................................................... 8
A Quick Math Refresher ..................................................................................................... 10
Defining the Elements of Lifestyle ..................................................................................... 11
Picking Where to Live ......................................................................................................... 11
State Tax Considerations ..................................................................................................... 14
Federal Tax Considerations ................................................................................................. 14
What You Have to Give Up ................................................................................................ 16
Section 1: Transportation ................................................................................................. 18
Say Good-bye to Status ...................................................................................................... 18
Rethinking Status .............................................................................................................. 20
Assessing Transportation Needs .......................................................................................... 20
Make Payments on Time ..................................................................................................... 22
What Kind of Car? ............................................................................................................. 22
The Used Car Myth ............................................................................................................ 23
Section 2: Housing ........................................................................................................... 24
Haunting Craigslist.org ........................................................................................................ 24
Find a Really Cheap Town to Call Home ............................................................................ 25
How's Our Progress? ........................................................................................................ 26
Is it Time to Move? ............................................................................................................ 27
Paying Off Debt ................................................................................................................. 28
The Predatory Nature of Debt ........................................................................................... 28
Section 3: Food Costs ..................................................................................................... 29
Important Advice on Drinking ............................................................................................ 32
Beer .................................................................................................................................. 32
Wine: ................................................................................................................................. 32
Hard Liquor ....................................................................................................................... 32
Conclusion: ......................................................................................................................... 33
Section 4: Communications .............................................................................................. 33
Section 5: Medical Expenses ........................................................................................... 34
Section 6: The House of Your Own ................................................................................. 36
Section 7: Psychological Aspects of Change .................................................................. 37
Steps of Major Change........................................................................................................ 38
Less than $10,000 .............................................................................................................. 39
The Evil of Interest .............................................................................................................. 40
Predatory Lending .............................................................................................................. 40
Where the Housing Bubble Came From .............................................................................. 41
Adding Up Your Interest Payments ..................................................................................... 43
To Summarize .................................................................................................................... 43
In addition, the book also offers two special bonus sections in the newly released 2008 edition:
Bonus Section #1: Leveraging Up from $10,000.............................................................. 45
Bonus Section #2: How to Build Anything....................................................................... 47
The Hidden Recipe .............................................................................................................. 47
Important Disclaimers and CAUTIONS .............................................................................. 49
Carpentry............................................................................................................................ 50
Plumbing ............................................................................................................................. 53
Electricity ............................................................................................................................ 55
Drywall ............................................................................................................................... 57
Tool Shopping ..................................................................................................................... 58
Planning Tools .................................................................................................................... 59
Cutting: - General ............................................................................................................... 59
Cutting - Wood .................................................................................................................. 59
Cutting - Metal and Plastic ................................................................................................. 59
Joining ..................................... ......................................................................................... 60
Unjoining: .......................................................................................................................... 60
Finishing ............................................................................................................................ 60
Other Shop Items .............................................................................................................. 61
House and Farm Reconstruction ........................................................................................ 61
Afterthoughts .................................................................................................................... 63
Not everyone needs to learn how to save money - Maybe you're already rich? But think about it for your kids; are they?
Many young people aren't facing a house foreclosure...and with any luck -- they will be on the other side of the deal buying a home.
But even in home buying, this book offers key insights into the right kind of home to buy for the new lifestyle that will emerge in future years. The old real estate saying "Location, location, location" has just gone to the next level: Sustainable locations.
Personal Finance is an extremely complicated subject: The cost of living keeps going up yet government reports show it going down.
Where is the TRUTH?
Even if you don't buy this book for yourself, or your family, at least consider reading Ure's extensive FREE daily business and economics report published six days a week at www.urbansurvival.com/week.htm.
Ure's outlook is that the USA Dollar will be in trouble again very shortly and that an attack on America's financial system may come in October 2008. As more big bankruptcies loom, the best way to be prepared is to have voluntarily undertaken your "lifestyle makeover" while there are still lots of options available.
If you enjoy the free daily reports, please consider subscribing to his economic website: www.peoplenomics.com. It's only $40 a year and it focuses on the broader economy; how you can hedge your bets, and become 'herd independent'.
"How to Live on $10-thousand dollars a year (or less)" is a remarkably workable plan. There are short-term benefits but the real payoff will be for families that discover the book in crisis, implement key concepts (one of which is going rural) and then WORK at the new skill called "Self Sufficiency".
This is a book that opens the doorway to achieving the American Dream for the rest of us - the folks without inside connections to the elite. This is the system the Framers of our Great Constitution dreamed of.
A personal note from George Ure:
"Thank you for taking the time to read this page and learn about the ebook. This web site and the free daily updates at www.urbansurvival.com and the mirror site www.independencejournal.com are not designed for maximum personal profit. They're designed to give maximum personal opportunity to you. If you're active or retired military, or on social security, and still want to go down the path of independence that this ebook describes, write me an email and let's see if you qualify for a free or half-priced copy of the book. I repeat, this isn't about 'getting rich' - This is about keeping the best of the Framer's dreams for this Great Nation alive and growing. Around here, all souls weigh the same."
Where Next?
Read the latest UrbanSurvival.com FREE daily update
Learn more about the weekly Peoplenomics.com Reports
Email a question to George Ure about this website or the book by clicking here or addressing it to george@ure.net
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